About SpArrow Fin
We structure capital around how businesses actually operate — receivables, trade flows, assets and platforms — so financing fits the transaction instead of the other way around.
SpArrow Fin is a brand name operated by Sparrow Financial Solutions.
Leadership built around close, hands-on client relationships.
Capital structured around commercial purpose
SpArrow Fin was built around a simple idea: financing works best when it is structured around the commercial activity it supports, not forced into a standard product. We look closely at the receivable, the asset, the trade flow or the platform behind every transaction, then structure a facility that reflects the risk actually involved.
That approach lets us work with originators, anchors, corporates and institutional capital across the enterprise lifecycle — from early working-capital needs through to asset-backed and private credit mandates.
Commercial Purpose
Every structure starts with the underlying business activity, not a generic template.
Lender-Aligned Risk
Risk is allocated and priced to match each capital partner's mandate.
Structured Diligence
Disciplined underwriting on the transaction, the counterparty and the cash flow.
Long-Term Partnership
We structure for relationships that continue across multiple facilities and cycles.
Experienced across structured and private credit
SpArrow Fin is run by a team with backgrounds across receivables finance, trade finance, asset-backed lending and private credit. We combine commercial underwriting with structuring discipline to get facilities right the first time.
Anirudh Singh
Founder & Managing DirectorAnirudh brings over 24 years of global leadership experience across banking, structured finance, asset finance, trade finance, supply chain finance and commercial lending. Before founding SpArrow Fin, he held leadership roles at GE Capital, Terex Financial Services, Fusion Finance, ICICI Bank, Kotak Mahindra Bank and DCB Bank, working across India, Asia Pacific, Australia & New Zealand and the Middle East. At SpArrow Fin, he leads firm strategy, business development, investor relationships and product innovation — building an institutional platform that connects businesses with banks, NBFCs, private credit funds, family offices and global investors through technology-enabled structured finance.
Siddhartha Singh Raghav
Co-Founder & Director, India OperationsSiddhartha brings over 12 years of experience across banking, lending, relationship management and strategic banking partnerships, having held roles at YES Bank, Citi and Axis Bank before co-founding SpArrow Fin. He went on to build a strategic banking and lending distribution practice working closely with HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank and Bandhan Bank. At SpArrow Fin, he leads the India business — business development, banking partnerships, customer acquisition and operational execution — drawing on deep relationships across the Indian banking ecosystem.
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