Terms of Use

Last reviewed: 20 July 2026

1. Acceptance of Terms

By accessing or using www.sparrowfin.com (the "Site"), you acknowledge that you have read, understood and agree to be bound by these Terms of Use and all applicable laws. If you do not agree with these Terms, please do not use this Site.

By using this Site, you represent that you are legally capable of entering into binding contracts under applicable law.

2. About SpArrow Fin

"SpArrow Fin" is the brand name of Sparrow Financial Solutions (GSTIN: 06AFYFS7801N1Z2). Throughout these Terms, "SpArrow Fin," "we," "us," and "our" refer to Sparrow Financial Solutions.

3. Informational Purpose Only

The information available on this Site is provided solely for general informational purposes. Nothing contained on this Site constitutes:

• financial advice;
• investment advice;
• legal advice;
• tax advice;
• accounting advice;
• an offer or solicitation; or
• a recommendation to enter into any financial transaction.

Any financing, investment or advisory engagement is subject to separate discussions, commercial negotiations, due diligence, applicable regulatory requirements, execution of definitive agreements and, where applicable, lender or investor approval.

4. No Client Relationship

Accessing this Site, submitting an enquiry, downloading material, or communicating with SpArrow Fin through this Site does not create any client, advisory, fiduciary, agency or professional relationship between you and SpArrow Fin.

Any professional engagement shall arise only upon execution of a separate written agreement.

5. No Guarantee of Financing or Services

Descriptions of products or services on this Site are illustrative only. SpArrow Fin does not guarantee:

• financing approvals;
• investment opportunities;
• lender participation;
• transaction completion; or
• availability of any specific product or service.

Each transaction remains subject to commercial assessment, due diligence, applicable laws and independent approval by the relevant parties.

6. Intellectual Property

All content on this Site, including text, graphics, logos, designs, software, trademarks and the SpArrow Fin name and brand elements, is owned by or licensed to Sparrow Financial Solutions and is protected under applicable intellectual property laws.

No material may be copied, reproduced, modified, distributed, published or otherwise used without prior written consent.

7. Acceptable Use

You agree not to:

• use the Site for any unlawful purpose;
• interfere with the operation or security of the Site;
• introduce malware or malicious code;
• attempt unauthorized access to any systems or data;
• scrape, harvest or copy content using automated tools without our prior written consent.

8. Third-Party Links

This Site may contain links to third-party websites for convenience only. SpArrow Fin neither controls nor endorses such websites and accepts no responsibility for their content, services or privacy practices.

Please refer to our Linking Policy for additional information.

9. Disclaimer of Warranties

This Site is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, SpArrow Fin disclaims all warranties, express or implied, including warranties relating to accuracy, completeness, reliability, merchantability, fitness for a particular purpose, uninterrupted availability and non-infringement.

10. Limitation of Liability

To the fullest extent permitted under applicable law, Sparrow Financial Solutions shall not be liable for any direct, indirect, incidental, consequential, special or punitive loss or damage arising from or relating to your use of, inability to use, or reliance upon this Site or its contents.

11. Indemnity

You agree to indemnify and hold harmless Sparrow Financial Solutions, its partners, employees and representatives against any claims, liabilities, damages, losses, costs and expenses arising out of your breach of these Terms or misuse of this Site.

12. Suspension or Termination

SpArrow Fin reserves the right, at its sole discretion and without prior notice, to suspend, restrict or terminate access to the Site for any user who violates these Terms or whose use may adversely affect the Site or other users.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India.

Subject to applicable law, the courts at Gurugram, Haryana, India, shall have exclusive jurisdiction over any dispute arising out of or relating to these Terms or the use of this Site.

14. Changes to these Terms

SpArrow Fin may amend these Terms of Use at any time. Any changes become effective immediately upon publication on this Site. Continued use of the Site following publication of revised Terms constitutes acceptance of those changes.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16. Contact

If you have any questions regarding these Terms of Use, please contact us at hello@sparrowfin.com.